Q:"How do i get a SIM card and use my phone in Bali?"

When you first arrive, getting a SIM is easy. You can use a local SIM card in your phone up to three times without doing anything fancy. That usually gives you 1-3 months of usage each time. But after that, your phone might get blocked unless your IMEI (a kind of phone ID) is registered in Indonesia. If that happens, you'll need to go through a quick process to unblock it.

Easiest way: Do it when you land at the airport — there's a Grapari Telkomsel counter right after baggage claim. Or, register online here: beacukai.go.id Check you IMEI status here: imei.kemenperin.go.id Tip: You only need to pay tax if your phone is a newer, high-end model. And be careful buying second-hand phones in Bali — some are "tourist phones" that may already be blocked.

How do I top up my SIM card or buy data?

Here are your best options:

• Gojek or Grab app (super handy if you already use them)
• Telkomsel app
• At any minimart (just ask the cashier)
• Local bank apps (if you've got an Indo account)
• Tons of phone shops on the street can help too

Popular providers: Telkomsel and Axiata — both work well in most parts of Bali.

Storage

I need to stash some luggage. Where can I store it safely? If you're looking to park your bags for a while, Pelumeria Storage in Pererenan is a solid choice. plumeriastoragebali.com Another good one is T4 Self Storage - clean, secure, and run by good people.

Electricity

Do I need to pay for electricity myself? Yep - most places in Bali use a pre-paid electricity system. You'll get a little slip with a code when you top up. Then, just punch that code into the meter in your home.

Ways to top up:

• Ask your housekeeper (they usually know how)
• Buy through your Indonesian bank app
• Or pop into a local shop that sells SIM cards — they almost always sell electricity too

Heads up: Don't wait till the last minute — if the power runs out, everything turns off (including your Wi-Fi).

Finance

What's the easiest way to manage money here as a foreigner? If you're living the nomad life, you need a multi-currency account. These ones are community favorites:

• Wise - Great exchange rates, low fees
• Revolut - All-in-one app with banking + travel insurance options You'll save a lot compared to using your regular bank card.

Can I open a local Indonesian bank account?

Yes - but it depends on your visa.

• With a KITAS, you can open accounts at places like BCA or Permata Bank.
• Without a KITAS? Try Danamon Bank or OCBC - they sometimes allow it with a passport and a bit of paperwork.

For help, try Dian: Whatsapp: +628176832131 (community-recommended!)

How do I transfer money to my GoPay wallet?

Super simple! Just go to Wise and:

1. Add a new recipient
2. Choose Indonesia / GoPay Wallet
3. Use your phone number as the account number

Now you can top up your GoPay and use it in Tokopedia, Gojek, and lots of other apps. Tip: GoPay maxes out at IDR 2 million. If you want to buy bigger stuff, open a local account (like at Permata) and link it to Tokopedia. Works like a charm.

Insurance

What's the deal with insurance in Bali?

First, always double-check what's covered. Not all travel insurance works the same - and some don't count Bali as your "home country" if you're here long-term.

Especially important if you're driving a scooter. Big bikes like the NMax are over 50cc and can count as extreme sports for some insurance plans. You must also have the correct driver's license for your bike - otherwise, your claim could be denied. Here are a few insurance options the community trusts:

- SafetyWing

• Great for digital nomads
• Monthly plan
• Add "Adventure Sports" if you're riding an NMax or similar safetywing.com

- Genki

• Covers medical costs even from motorbike accidents (yes, even if it's your fault!)
• Does not cover damage to bikes genki.world Genki's scooter accident guide: guide.genki.world

- Allianz Care

• Offers more traditional, full-coverage plans - good for families too allianzcare.com
• OOM Verzekeringen (for Dutch folks)
• Great for Dutch nationals abroad
• Not the best fit if you're not Dutch oominsurance.com
• Revolut Ultra (Short Stays)
• Handy for stays under 90 days
• Built-in travel insurance with no fees
• Just double-check their policy on scooters!